MCA Leads (Merchant Cash Advance Leads ) Exclusive | Real Time | Pre Qualified
Synergy Direct Solution specializes in lead generation for MCA brokers and lenders. We offer many different types of MCA Leads and marketing programs. Some clients buy leads to use for text message campaigns, email marketing, and AI programs. These types of leads are perfect for someone that wants to use their marketing platforms and strategies to nurture leads through the entire process. However, some clients prefer pre qualified MCA Leads that are either transferred live or expecting a call back. No two businesses are the same. For this reason, we develop CUSTOM strategies for lenders and brokers. We offer Aged Leads, UCC Leads, Trigger Leads, Appointment Leads, Live Transfers, Dialer Solutions, Virtual Agents, and Internet Marketing.
Why Choose Synergy?
At Synergy, we know how that having good leads is critical for your business to succeed. That’s why we make buying leads simple, reliable, and results-driven to help you grow faster. With an A+ Rating with the BBB, thousands of happy clients and a plethora of positive reviews… Synergy Direct Solution is a partner that you can trust! We’re the only lead provider in this space with no minimum orders and we have a clear replacement policy for unqualified leads. The bottom line is that you can try us out with little to no risk and we’re confident that if you do – you’ll be a client for life!
At Synergy we care about our client’s success. If it works for you then it works for us!
Synergy Makes It Easy
Most of our clients are busy dealing with training, collecting paperwork, chasing down loan docs and getting deals funded. They’re working with underwriters and walking clients through terms and conditions. In other words, our clients don’t have time to generate their own leads. Loan brokers don’t have time to cold call, setup email campaigns, or respond to text messages from potential leads throughout the day. Most broker shops don’t have the budget to compete for Google Ads or Search Engine Optimization campaigns.
Synergy has already built the most comprehensive marketing platform for the business lending industry. We drive online traffic to 25 different websites that we own. Each one has its own look and feel with different content and strategy. SEO, pay per click, social media are tools that we use to win website visitors. For every website we run email marketing campaigns designed to reinforce the leads interest with a consistent call to action. We’re currently sending more than 500,000 email per day to leads that have already shown an interest in business funding. With 5 call centers and over 200 agents pre qualifying leads in real time – Synergy dominates the industry when it comes to Live Transfers and Real Time Leads.
Now you can concentrate on building client relationships and stop worrying about leads and marketing programs. Your sales people will be more productive and your turnover rate on employees will drop. Stop wasting money on large minimum orders with sub par lead providers. Synergy will do all the heavy lifting so you can sit back and let the leads come to you.
We Understand The Merchant Cash Advance Industry
We researched the MCA industry and the available lead sources. It’s not surprise why many smart business owners came from real estate and the stock market to carve out their piece of the MCA market. The average Merchant Cash Advance pays out 10% commissions on the funded amount. This kind of payout attracts savvy entrepreneurs as well as skilled closers. However, the industry didn’t have a go to solution for lead generation. Most lead providers in this market are simply selling UCC leads that everyone already has. These types of leads have no real exclusivity and potential clients block your call because you’re the twentieth person to call them today. There ‘s a big difference between a data broker and a real lead company.
Becoming a loan broker is not an easy gig. You’ll need to perfect your pitch and ability to handle trust and credibility. Next you’ll need to find the right lenders so that you can find a home for every file. We understand that every single lender has their own guidelines and criteria for approvals. Some lenders will be less tolerant than others when it comes to daily ending balances, NSFs, defaults, industries, number of monthly deposits, revenue, or credit score. Others will be considered high risk lenders who seem to approve just about anything. At Synergy we help our clients get signed up with the right lenders to increase their ability to approve more files.

Merchant Cash Advance Leads
Merchant Cash Advance Leads are leads for lenders and brokers? In other words, these leads are business owners that are looking for funding. Are you struggling to get quality MCA Leads? Have you purchased bad MCA leads? Did the vendor care if you got results? We have heard some sad stories and we know how you feel.
Many of the lead firms in the Cash Advance industry are located in other countries. When we say located in other countries we are not referring to the phone agents. We are referring to the entire company. For instance, a company located in India is selling Merchant Cash Advance Leads to brokers and lenders in the USA. However, they are and India based firm.
What Exactly Is A Merchant Cash Advance?
At the beginning of the industry, merchant cash advances were only offered to owners that had merchant processing. In other words, companies that took credit card payments from their clients could get a cash advance. Those companies that processed more through their merchant account could get accepted for larger loan amounts. More importantly, the loanee would pay back the advance based on a percentage of credit card sales. To illustrate, if an owner sold $10,000 through their credit card processing today, they may have to pay back 10% of that amount the next day. Furthermore, they would continue to payback 10% of their credit card sales until the merchant cash advance was fully paid off.
Now, all firms can get approved for this product. Rather than using credit card statements by themselves, owners can use their bank statements to prove the firms revenue. Consequently, the payback amount would no longer be a percentage but would be a fixed payment. These payments are made typically every day or every week.
Lastly, a merchant cash advance does not have an interest rate. Instead, the advance uses a factor rate. Such as, if the factor rate is 1.3 it means that the payback will be the total advance times the factor rate. For example, if a borrower takes $100,000 and the factor rate is 1.3 then they would payback $130,000.

Why Merchants Want A Merchant Cash Advance?
- Fast Cash
- Unsecured Funding
- Use The Money How You Want
- Minimal Qualifications
- Positive Business Credit
Fast Cash
Merchant Cash Advances can be a very quick turn around. For example, Merchant Cash Advance lenders need your bank statements, the application, a voided check, and a driver’s license. Once received, you can get funded within hours. In final underwriting everything is checked in great detail. In some cases, additional documents might be needed. However, in most cases you could get funded within 2-3 days.
Merchant Cash Advances Are Unsecured
In other words, you don’t need collateral to obtain the financing. However, the lender may require a personal guarantee. This means the lender can recoup their losses through you as an individual.
Use The Money How You Want
Unlike many typical loans, you can use a Merchant Cash Advance in just about any way you want to. Many loans come with restrictions on how you can use the money. In cases like this, it can be difficult finding the right loan. However, a Merchant Cash Advance has minimal restrictions. In particular, you can pay off debt, buy equipment, pay your payroll, use the funds for marketing, or buy materials for a new job.
Minimal Qualifications
Merchant Cash Advances, unlike traditional loans, have much lower qualifications for an approval. For instance, you might be able to get an advance if you have a 500 FICO and deposit at least $15,000 into your firm’s checking account. There are other factors but these are the biggest ones.
Positive Business Credit
Some Merchant Cash Advance lenders will report on your payments. In fact, your business credit can increase rather quickly if you take an advance and pay it off on time. That being said, not all Merchant Cash Advance lenders will report to the credit bureaus.
Aged MCA Leads
At Synergy Direct Solution, we specialize in providing Aged MCA Leads that can help your business close more deals and grow faster. These leads are businesses that have previously shown interest in a Merchant Cash Advance (MCA) but haven’t moved forward. We collect and deliver high-quality, pre-qualified leads that are actively seeking funding but may have been overlooked or lost in the process.
Our Aged MCA Leads come with high conversion potential. Even though they’ve been around for a while, these leads are still actively seeking funding and are more likely to convert with the right approach. These businesses are already familiar with the Merchant Cash Advance process and understand their financial needs, which makes them easier to engage. With the right follow-up strategy, these Aged MCA Leads can be exactly what your business needs to hit your revenue targets and boost your MCA offerings.

Real-Time MCA Leads
At Synergy Direct Solution, we also specialize in delivering real-time MCA leads to businesses that are actively seeking funding. These leads are immediate and highly valuable, giving you the opportunity to connect with businesses in urgent need of a Merchant Cash Advance (MCA). Our service ensures that the leads you receive are not only fresh, but also highly qualified and ready to convert, making them the perfect opportunity for fast, profitable sales.
Since these leads are actively seeking an MCA, they have high intent, which means less time nurturing and more time closing deals. Real-time leads give you the ability to seize immediate opportunities, helping you meet your sales targets and grow your MCA business quickly.

Double Verified Merchant Cash Advance Leads
Our MCA Leads are double verified. First, we start with business loan data, UCC leads, aged leads, and internet leads. The leads are scrubbed to verify cell numbers are active, emails are not bouncing, and known TCPA professionals are removed. Second, we begin email marketing, text campaigns, AI programs, and set our look alike audiences for social media marketing strategies. These leads are loaded into our dialer for 5 call centers where we confirm and pre qualify potential clients. In other words the data is scrubbed, cleaned, appended if needed, and then phone verified for the most recent information to ensure our leads are the most accurate in the industry.

MCA Lead Minimum Qualifications?
What makes a qualified MCA Lead? We considered the underwriting criteria for the entire industry in order to make our list of minimum qualifications. Of course the top tier lenders offering 1st position only deals are going to have higher criteria but remember – these are just the minimums. In other words if the lead doesn’t meet the Synergy minimum filters – we throw it in the trash.
Our Merchant Cash Advance Leads must meet the following criteria in order to be considered pre qualified:
- 500+ FICO
- 6 Months + in Business
- Active Business With The Secretary of State
- Active Business Bank Account
- $15,000+ Monthly Revenue
- Interested in Funding Now (within 30 days)
- Serious Intent – Not Just Listening
- No Bankruptcies, Defaults, or Judgements
Merchant Cash Advance Lead Options
Live Transfers – These leads are phone verified, pre qualified, and then transferred to you in real time. Our agent introduces you to the lead and you take over the live phone call. You can only receive calls during your scheduled days of the week and daily scheduled times. More than 50% of these calls end with our client getting the application and some clients have close rates in the twenties. Live Transfer Leads are exclusive. Replacements available for unqualified leads.
Real Time Leads – These leads are phone verified, pre qualified, and you call the merchant back at the specified time. You’ll receive the lead details in real time as we hang up the phone. Real Time Leads are exclusive. Replacements available for unqualified leads.
Web Leads – These leads are pre qualified, and you call the merchant back at the specified time. Web Leads are semi exclusive.
Aged Live Transfers – These leads were phone verified, pre qualified, and you call the merchant back. Aged Live Transfers are semi exclusive.
Monthly MCA Lead Offers
- $500 per month = 6 Inbound calls & 15 appointment leads | + 1,000 aged business loan leads
- $1,000 per month = 14 Inbound calls & 35 appointment leads | + 3,000 aged business loan leads
- $3,000 per month = 50 Inbound calls & 110 appointment leads | + 10,000 aged business loan leads

FAQ'S
What Are MCA Leads With Bank Statements?
MCA leads with bank statements are businesses that are looking for a Merchant Cash Advance (MCA) and have already provided their bank statements to show their financial situation. These businesses are serious about getting funding and have shared their bank details to help lenders evaluate if they can repay the loan. Since they’ve already provided this important information, these leads are more likely to be approved for the MCA, making them qualified and ready for quicker funding.
What Are MCA Leads With Applications?
MCA leads with applications are businesses that are actively seeking a Merchant Cash Advance (MCA) and have already filled out an application for the funding. These leads have gone a step further by showing serious interest and providing necessary details to start the approval process. Since they’ve completed the application, they are already in the evaluation stage, which means they are closer to being approved for the MCA. These leads are valuable because they’re not just interested in funding they’ve already taken action by applying.
How Much Do MCA Leads Cost?
The cost of MCA leads varies based on their freshness and exclusivity. For example, aged leads can cost as little as $0.01 per lead when purchased in bulk, while real-time exclusive leads may range from $10 to $75 each.
What's The Difference Between Exclusive & Shared MCA Leads?
Exclusive leads are sold to only one buyer, ensuring no competition for that lead. Shared leads, on the other hand, are sold to multiple buyers, which can lead to increased competition and potentially lower conversion rates.
Can I Purchase MCA Leads That Have Been Pre-Qualified By A Lender?
Yes, some lead providers offer pre-qualified leads, meaning the business has already gone through some initial vetting before being sent to you. This can save time and improve conversion rates as these leads are typically more ready to proceed with funding.
How Do Returns Work?
We count a lead only if you receive a form via email with the lead details. If you don’t receive a form it means that lead isn’t being counted so it doesn’t need to be returned.
If you receive an email for a lead that you believe should be reviewed please reply to that email letting us know why it should be replaced. Returns must be submitted within the same calendar week for a review and/or replacement. The end of day Friday is the deadline for all requests.
Can I Speak To A Human About MCA Leads?
It appears that many of our competitors do not answer the phone. They’d prefer to have people order leads directly from their website and never have to get on a call to answer detailed questions or address human concerns. Here at Synergy Direct Solution we believe it is important to speak to each client. We want to know more about your specific business so that we can adequately prescribe the best possible solution for you. After all, Synergy offers many different marketing programs and one solution doesn’t work for all business loan brokers.
We’d love to talk with you! When you’re ready, please schedule a call on our calendar here: https://calendly.com/synergydirectsolution/30min
Can I Set Custom Filters or Minimum Criteria?
Our MCA Lead system is designed to create a level playing field for all clients. We’ve set our minimum qualifications based on the underwriting guidelines from many of the lenders in the MCA & Business Loan industry.
Therefore, we do not offer special filters for industries, monthly revenues, loan sizes, locations, etc. Our objective is to offer a quality product for all of our clients.
There are two reasons why we do not offer these special filters:
- It would create a bidding war between Synergy clients where some clients would pay more per lead for their desired filters. Additionally these clients could take an unlimited number of these leads per day leaving a shortage of the premium leads for our other clients.
- If we did offer premium filters the clients paying regular prices for non special filters would always get the less desirable leads. Which would cause many clients to be dissatisfied and would be directly in conflict with our objective, to offer a quality product for all of our clients.